Portfolio And Wealth Management Denver
Denver Wealth Management Focused on Protecting What Matters Most
At Paragon Capital Management in Denver, we strive to provide our clients with the best portfolio and wealth management services. Our financial advisors act as your family’s personal CFO, taking on the day-to-day trading and fund selections, allowing you to focus on your personal matters. After creating a personalized financial plan, we work with you to develop an Investment Policy Statement for your portfolio that aligns with your unique financial goals and life path. Our client-focused approach is not just limited to traditional financial investment management in the portfolio we directly manage. We also help our clients with planning to incorporate assets that can’t be consolidated, such as in a 401(k) or any real estate holdings.
Our main goal as trusted wealth advisors is to protect and preserve our client's wealth by reducing risk, ensuring financial stability over the long term, and applying a sensible investing approach. This means that we carefully diversify our clients' portfolios with investments and wealth-building solutions that best match your spending and liabilities.
How Our Wealth Advisors Invest
Our Denver, Colorado wealth advisors are dedicated to helping you build, grow, and protect your wealth with strategies focused on your unique family, personal, and business goals. Our investment approach to wealth management focuses on building diversified global portfolios using short-term cash equivalents, equities, real estate, bonds, private investments, and alternative asset classes. We diversify across countries, sectors, and quality to ensure portfolios can withstand market cycles. As experienced Denver wealth management experts we use both passive indexes and active managers to achieve optimal risk-adjusted returns for a given risk level.
This conservative approach to wealth management aims to minimize losses during market downturns, which enables faster recovery and helps clients stay on track with their long-term goals, protecting your family long-term. Our wealth management approach is designed both for clients who are building their financial portfolios during their working years and clients who are relying on their portfolio for everyday spending in retirement.
Explore Our Financial Management Strategies
Equity Management
Our equity management style emphasizes global diversification of investments and investment approaches. We invest using a range of carefully considered approaches that bring combined value to the overall portfolio with the objective of better returns with lower risk. Inflation, taxes, and transaction costs have an important impact on our client’s wealth. Our advisors offer considerable expertise in managing equity portfolios tax efficiently to help you keep more of what you make. We utilize asset location considerations to ensure your different types of tax-advantaged accounts are working together to bring you the best after-tax results. Finally, we customize and diversify portfolios by considering low-cost basis holdings, stock options, and concentrated positions.
Our investment approach for individual stocks balances growth, value, and quality. We seek stocks that will outperform over the long term by carefully considering the different factors that can affect a stock's long-term performance.
"We offer considerable expertise in managing equity portfolios tax efficiently to help you keep more of what you make.
Fixed Income Management
Our fixed-income management emphasizes quality, liquidity, and capital preservation strategies. We believe bonds should act as a relatively safe part of the portfolio to provide for cash flow needs in the next five years as well as diversification from the equity part of the portfolio.
We manage bond portfolios customized to each client's individual tax situation. Based on the current market dynamics and the client's marginal tax bracket we decide if each account should be invested in tax-free municipal bonds or taxable bonds (including government bonds, corporate bonds, and mortgage bonds). Our bond portfolios are often concentrated in intermediate-term issues where we are able to capture attractive rates and yields with less portfolio risk. However, we are dynamic to changing market conditions and will adjust if better opportunities present themselves.
"Bond portfolios are generally concentrated in intermediate-term issues where we are able to capture attractive yields with less portfolio risk."
Alternative Asset Management
Portfolio risk is carefully managed by adding alternative asset classes that are not highly correlated with equity and fixed-income investments. When we manage a portfolio our goal is to provide attractive after-tax returns while reducing the overall level of risk within the portfolio.
"When we manage a portfolio our goal is to provide attractive after-tax returns while reducing the overall level of risk."
Paragon's Proprietary Value Stock Strategy
We have developed a proprietary value stock strategy that employs behavioral finance principles to remove emotions and biases from the investment process. The strategy invests in individual stocks and utilizes a quantitative stock screening model to identify undervalued US stocks that are currently out of favor rather than those experiencing financial difficulties. By holding these stocks for a minimum of one year, the approach is to allow time for these stocks to regain favor and also benefit from more favorable capital gains tax treatment. This strategy has been found to outperform the stock market and comparable mutual funds historically (and without the added mutual fund fees). We manage the strategy in a separately managed account (SMA), which is incorporated as a component of clients’ overall portfolios. Upon request, our firm can provide more information and historical composite return data